What not to do after a flood
Taking out a policy for flood insurance in NJ is an essential first step in helping protect your home in the event of a flood. But floods can still wreak plenty of damage in between a disaster and making a claim. Here are some things you should avoid doing if caught out by a flood.
Don’t wade or travel through flood waters if you can avoid it. Floods can have very strong currents and you can easily be swept away. The same is true of cars, which can be swept away in even very shallow waters. In addition the currents, floods also carry bacteria and chemicals, and you may find that you become very ill as a result of contact with flood waters. Hidden debris is another hidden danger.
Don’t use electricity or gas after a flood, as your utilities may be damaged and you may be harmed as a result. Check with a professional to see if it is safe to begin using your utilities again, and avoid doing any self-repair jobs unless you’re qualified for the job.
Don’t shun the need for protective clothing, as the diseases and chemicals that you may come in contact with can potentially be hazardous. You should also avoid touching or handling stray animals, as they may be agitated enough to bite.
Finally, don’t skip over a home inspection when the floods have receded. You’ll need to ensure that your home is in safe and habitable condition.
So, although having flood insurance is highly recommended, it’s only a start.
